In so far as your car is concerned, you must look to your automobile insurer for the property loss. Is the driver of the car also the owner or was the owner another person? if you had a deductible on your car, you could sue the driver and owner for up to $500 of your deductible. With regard to Medical bills and treatment, again, you must look to you auto insurer for any medical not covered by your health care insurer. Your auto insurer is also responsible for paying you lost wages for your inability to return to work due to your injuries for up to 3 years as well as any replacement services for up to $20 per day ( if you have to hire someone, including relatives, to perform chores you would normally do but are unable due to your injuries). You must keep detailed time records of the activities performed and the time spent for doing each activity. You might be able to sue the driver and/or owner of the vehicle for pain and suffering. If your previous disk problem has been worsened due to the accident to the point where you are unable to perform your normal daily activities (the no-fault threshold to determine your eligibility to maintain such an action), then you stand a good chance of being able to sue for pain and suffering.

Answer Applies to: Michigan
Replied: 9/2/2011

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